This BIP91 / SegWit issue you might have heard about, and the uncertain effects on our precious coins of the upcoming chain split on August 1st raises a question whether we should put our money in a desktop wallet instead of leaving them having a rest at an exchange or an online wallet. Now I can see, that a desktop wallet actually does blow that haze away from the future… partially.
Split to be or not to be
After the block chain splits, you’ll have some BTC (XBT) and some BCC coins, however the exchanges announced different approach to handle the situation, thus it’s extremely recommended to be well informed about the wallet where you hold your money. For instance, with Coinbase, you are going to lose your BCC(!) option. Saving your coins in your desktop wallet can be a solution for that, but of course it won’t help to avoid value losses due to volatility during the upcoming days.